Homeowners Insurance
Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s residence, along with furnishings and other assets in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
Our Different Policies
Applicants with Credit or Loss Problems
Having a loss on your record doesn’t mean it’s impossible to get insurance. Our insurance also offers coverage to applicants with credit or loss issues, including applicants who have been declined, cancelled or non-renewed by another insurance company.
Flood Insurance
Flood insurance is a good buy, even in low or moderate risk areas, as nearly 25 percent of all flood insurance claims come from low-to moderate-risk areas.* *http://www.iii.org/media/facts/statsbyissue/flood/ **Although this statistic is from a reputable source, it comes from a third party website, we are not responsible or liable for information provided.
Identity Shield
The average victim takes 175 hours to restore their lives after identity theft. In addition to insurance coverage, we offer proactive monitoring tools, identity resolution services, travel assistance and document replacement, as well as preemptive education resources.
Landlord
We’ll insure your tenant-occupied dwelling, other structures and furnishings. Additionally, we offer a landlord package that includes coverage for personal property, loss of rents and landlord liability.
Mobile and Manufactured Homes
We insure a variety of home types. From mobile to manufactured, to multi-sectional to modular, and more, we can make sure that your home is protected.
Motor Homes
Shield yourself from a number of troubles, such as being stranded without the shelter of an intact mobile residence. Save thousands of dollars with our Total Loss Replacement coverage option that lets you claim money for replacement parts at the original worth you paid, not the depreciated value after age and usage.
Renters
This insurance combines coverage for your personal property with personal liability insurance, in the event that someone is injured on your property or you damage your neighbor’s property. Give yourself the peace of mind that your expensive electronics are safe at home.
Residential
In the event that the unexpected occurs, you’ll still have a home, and your personal belongings will also be covered.
Specialty Homeowners
Maybe the home you’re looking to insure is only seasonal or secondary for you. Or it might be more difficult to insure because of a variety of reasons, such as cosmetics, age, low value, or issues with applicant background, including credit issues and previous insurance declines. In all these instances, we can still protect your home.