Business Owners Insurance

A business owner’s policy offers several insurance products rolled into one, generally targeted to small- and mid-size businesses. Business owners insurance typically includes property, business interruption, and liability insurance. Yet, most policies require businesses to meet certain eligibility criteria to qualify. 

Young bearded man working at small business of coffee shop cafeteria.

Our Different Policies

Property

Whatever each new day brings, Business Property insurance is still your best defense against unexpected occurrences, such as fire, hail, windstorms, and other natural disasters. Key coverage examples include: Building coverage, Business Personal Property insurance, and Business income.

Liability

Your unique business faces a wide range of unpredictability, and Business Liability insurance

Crime

You may think that robbery or embezzlement are the most common crimes that could come your way, but unfortunately there are many more. Business Crime insurance can help bridge those potential gaps, providing coverage for, employee dishonesty, money and securities – inside/outside, money orders and counterfeit paper currency, and forgery and alteration.

Business Life Insurance*

People may be the most important asset your business has. Life insurance for Business Owners offers many options to help you recruit, retain, reward and assist employee retirement as well as prepare for business succession should the unexpected occur. These options include: Executive Bonus Plan, Group Life insurance, Key Person insurance, Funded Buy-Sell Agreement, and Debt Liquidation.